Make the Most of Your New Dental Insurance Benefits in 2026

The new year brings a fresh start for your oral health. Your dental insurance in Ames, IA resets every January, giving you a full year of coverage to use.

Don’t wait to schedule your first checkup. Call 515-337-2244 to plan your visit to Dentistry at Somerset.

Your Benefits Start Over Now

Most dental plans work on a calendar year. This means your deductible resets to zero on Jan. 1. Your annual maximum benefit also renews. Now is a good time to review your plan to see what your deductible is.

Scheduling your checkup early helps you plan better. You can spread out treatments throughout the year if needed. Getting ahead of problems saves money and prevents emergency visits later.

Many people wait until December to use their benefits. This creates busy schedules and rushed appointments. Booking now gives you more flexible scheduling options.

Coverage You May Not Know About

Your dental insurance in Ames likely covers more than basic cleanings. Most plans include preventive services with little or no out-of-pocket costs (depending on your plan). These services help catch problems before they become expensive to fix.

Preventive care typically includes:

  • Two routine cleanings per year
  • Annual comprehensive exams
  • Regular X-rays for early detection
  • Fluoride treatments for cavity prevention
  • Oral cancer screenings

Your plan also may reduce the cost to you for major services:

  • Fillings for cavities
  • Root canals to save infected teeth
  • Crowns for damaged teeth
  • Extractions when necessary
  • Periodontal treatments for gum disease

Again, review your plan for specifics.

Planning for Bigger Procedures

Some dental work requires multiple visits. Starting treatment early gives you time to complete it before year-end. This matters if you need crowns, bridges, or other major work.

Your benefits won’t roll over to next year. Any unused portion disappears on December 31st. Using your coverage now protects your investment in your health plan.

Maximizing Your Investment

You pay premiums every month whether you visit the dentist or not. Regular appointments help you get value from those payments. Preventive care costs far less than fixing problems that develop from neglect.

Insurance covers most preventive services completely. This means you can maintain healthy teeth and gums at little to no cost. Skipping these appointments wastes the benefits you already paid for.

Smart Timing for Families

If you have family coverage, coordinate appointments efficiently. Scheduling everyone for the same day saves time and helps you track everyone’s dental health. Children especially benefit from early year visits to address any developing issues.

Take Action Now

Your dental insurance in Ames gives you valuable tools for maintaining excellent oral health. The team at Dentistry At Somerset can verify your coverage and help you understand your benefits. Call today to schedule your appointment and start 2026 with a healthy smile.

Call 515-337-2244 for an appointment with us You can also request an appointment online.