Payment/Financing Options
How to Pay for Your Dental Care | Ames, IA
Dentistry At Somerset strives to make paying for your dental care as simple as possible. All of our payment options are outlined below. Payment is due on the day of service. If you need to speak with us about setting up a dental payment plan, please call our office at 515-268-0516.
Major Forms of Payment
We accept all major forms of payment, including cash, check and all major credit cards.
Dental Insurance Coverage
Dr. Niegsch and Dr. Garman are network dentists for Delta Dental. If you have Delta Dental Insurance you will only pay the estimated patient portion of your treatment at the time of check-out. Your claim will be filed electronically at that time.
We work with all other insurance companies, but we are an out-of-network provider. This means that you will pay for your services when you check-out. We will electronically file your claim and you will receive a reimbursement check from your insurance company in 10-12 business days.
“We ask that you realize that we don’t work for an insurance company. Rather, we work 100% for our patients. We feel that insurance can be a great benefit for many patients and want you to know we will do everything in our power to ensure you get every benefit allotted in your insurance contract. However, the treatment we recommend will always be based on your individual needs, not your insurance coverage.”
-Dr. Niegsch & Dr. Garman
Make Affordable Payments with our Financing Offers
We work with two healthcare lenders for your dental financing needs. These companies both offer flexible financing to help make dental treatment more affordable for our patients. Apply in our office or online with the links below. Please call us with any questions at 515-268-0516.
- Wells Fargo Health Advantage(r). For more information and to apply, go to: https://retailservices.wellsfargo.com/wfha_patient.html
- CareCredit. For more information and to apply, go to: https://www.carecredit.com/
No Dental Insurance? We Have the Perfect Alternative!
We have many patients who do not have dental insurance. Dentistry At Somerset has the perfect alternative just for you! Our Membership Club is an affordable, money-saving option. For a small monthly payment as low as $26 per month you will receive all of your routine dental care and X-Rays, with an ADDITIONAL 15% off all recommended treatment.
Our patients love this program and many tell us their annual cost is actually less than what they would have paid for insurance! Click here to find out more and SIGN UP NOW
Finances Should Never Be A Barrier to Your Health
If you have any questions or concerns about paying for your dental health care, please contact our office at 515-268-0516. We will be happy to assist you.